A three to six month process to analyze every aspect of your current and future finances. Advice on eliminating financial risks, minimizing tax, and improving investment performance.
Cash flow analysis is a financial assessment that tracks the movement of cash into and out of your accounts over a specific period. This report will show the strength of your finances and future outlook.
Getting the most out of your assets. Retirement distributions, utilizing HSAs, donating to charity, and tax loss harvesting all affect your tax bill. We will strategize to ensure you are paying minimal tax liability.
An investment portfolio balances return and risk is crucial to your financial success. We will create a personalized portfolio that suits your risk tolerance and targeted goals.
Insurance can be a good way to cover sudden high-cost expenses. Each type of insurance has a wide variety of products. We will advise you on selecting necessary products that balance cost and coverage.
Each major life decision will affect your finances. We will guide you through decision-making to help you reduce or avoid adverse impacts.
Social Security planning involves developing strategies to optimize one's social security benefits, considering spousal and survivor benefits, coordinating social security with other retirement income sources, and understanding the implications of early or delayed claiming.
Estate planning is the process of arranging and managing one's assets, properties, and financial affairs to ensure an efficient distribution after death. We will educate you on wills, trusts, and various estate tax strategies.