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    • Home
    • Danielle Miura
    • Services
    • FAQ
    • Resources
      • Blog
      • Interviews
      • Press
      • Webinars
      • LIVE Event Recordings
      • Downloads
      • Client Resources
      • Advisor Resources
      • Financial Toll Of Care
SPARK FINANCIALS
  • Home
  • Danielle Miura
  • Services
  • FAQ
  • Resources
    • Blog
    • Interviews
    • Press
    • Webinars
    • LIVE Event Recordings
    • Downloads
    • Client Resources
    • Advisor Resources
    • Financial Toll Of Care
December 12, 2024

How to Find a Great Home Health Aide

Having the right person can make caring for a loved one much easier. Read on for your options, and smart ways to cover the costs.

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October 31, 2024

30 essential tips for living a longer, happier life

The anti-aging market is littered with innovative products and procedures that promise consumers a healthier, happier, longer life.

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October 6, 2024

How companies can ease the strain on caregiving employees

Taking care of an elderly parent or seriously ill spouse or family member can be physically and emotionally draining — and expensive for the caregiver in more ways than one.

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Oct. 5, 2024

This group fails when it comes to talking about money.

I talk with my kids all the time about money — it’s an occupational hazard — but I rarely talk to them in detail about my money, as in how much I make or have saved. As a Generation X mom, I’m just about normal.

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Sept. 25, 2024

The Keys to Aging at Home?

Staying in your own home as you get older can strain finances and family members. Preparing can lessen the burden of aging in place.

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July 31, 2024

Sandwiched in Stress

As the ‘Sandwich Generation’ struggles to balance the demands of raising children and caring for aging parents, the stress is taking a toll.

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November 21, 2023

The price of love: Three important money tips for caregivers

Danielle Miura had a lot of dreams for what her life might look like at age 25. Then life stepped in.

Suddenly the financial planner from Ripon, California, was thrust into the role of caregiver for her beloved grandmother.

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Sep 29, 2023

Americans say caring for aging parents is more important

Ashley Ray was in the midst of purchasing her “dream car” when she got a troubling call from her mother.

“I haven’t wanted to worry you, but we’re behind on the mortgage and it’s gonna go into foreclosure next week if we don’t pay,”.

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September 9, 2023

How much money do you need to retire?

Four in 10 Americans say they don’t have a financial plan for retirement and they’ll figure it out when they get there, an Allianz Life study released in May revealed.

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September 8, 2023

The Chaos of Not Planning

One fall and diagnosis changed both of us from everyday millennial financial planners into family caregivers trying to navigate the health care system for our families.

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August 29, 2023

Don’t Let Family Caregiving Ruin Your Financial Future

As a financial adviser who specializes in assisting caregivers and the son of a man who battled lung cancer, Elliott Appel is well-versed in trying to balance a loved one’s needs, work and home-life demands, and the desire to maintain your own financial stability.

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August 16, 2023

5 tips to plan for unexpected challenges of caregiving

Danielle Miura never expected to become a caregiver. But when her grandmother took a fall two years ago on a tile floor, her own life changed dramatically. 

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August 15, 2023

Preparing for the ‘great wealth transfer’?

The so-called “great wealth transfer” is already underway, with over $68 trillion set to be passed down by baby boomers to their children.

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July 29, 2023

‘It broke me’: Everyone says you need power of attorney...

When I went to the bank to execute my mother’s durable power of attorney during her recent hospital stay, the manager peered at me through the glass partition at the front desk and shook his head no. 

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May 17, 2023

How Should You Respond When Your Children Ask For Money

What should parents do if their adult children come to them for financial help? Many parents may agree to assist them without a second thought. 

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March 30, 2023

How Much Does Assisted Living Cost in 2023?

Assisted living is in the future of many seniors. Research shows that those turning 65 today have nearly a 70% chance of needing a form of long-term care services.

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March 3, 2023

Why You Need an Emergency Financial File

Recently, when a family member passed away unexpectedly, I saw financial chaos up close and personal: his wife couldn't access some accounts, didn't have login or bank information and didn't even know what credit cards or bills he had.

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More Press Mentions

When Assisted Living Is Needed


10 Tips for Splitting Caregiving Costs Among Siblings


How To Talk to Your Aging Parents About Assisted Living Cost


Should Adult Children Be Financially Responsible For Their Parents? Here's Why Dave Ramsey Says 'No'


From Finance to Family: Danielle’s Life Comes a Full Circle


Caregiving for aging relatives can sap retirement savings. Here’s how financial advisors can help


When couples work as a team, ‘they can move mountains’


Over half of millennials expect to inherit money: Take 3 steps to be ready


I spoke to a financial adviser who was very ‘interested in talking about himself and his finances.’ Should I run for the hills?


The Smart Investor’s Checklist: 9 Year-End Moves to Consider Now


5 Money Questions to Ask Before Applying to College


‘He thinks all financial advisers are ripoffs.’ We retired in January with no formal financial plan — and my IRA has since dropped 30%. Even so, my husband refuses to go to an adviser. Now I’m considering going behind his back. What’s my move? 


Buying a home in 2023 won't be for the faint of heart-here's how to prepare


The financial adviser I’m talking to wants to pair me with his younger mentee, but still charge me 1.5%. Is this reasonable?


Want A Pay Raise? Your Advisor Can Help You


Is $1 Million Enough to Retire?


‘I’m close to retirement and feeling uneasy’ as my current financial adviser has ‘made some trades that cost me dearly.’ Is this inevitable in this economy — or do I need to jump ship?


How To Live Only on Cash: Should You Do It?


6 Things You Didn't Know About Flood Insurance


ETF vs Stock: Where Should You Invest?


Rising interest rates makes cash management fun again


Why You Shouldn’t Feel Guilty About Using Your Emergency Fund


‘Could this be an indication they’re scamming us?’ Our financial adviser requested copies of our passport and licenses. Should we be wary?


Is now a good time to buy Twitter stock? Financial advisers express caution, as Elon Musk finally goes ahead with his $44 billion offer.


How To Retire on $200K or Less


It’s OK to cut back on retirement savings if you’re broke—but take these 3 steps first, financial planners say


I’m 27 and finally ready to build an investment portfolio. Should I pay a pro to help me?


I’m 65 and semi-retired, having amassed $1.8 million myself with ‘a lot of risky small caps,’ tech stocks and some ETFs. I also have 20% in cash. Am I doing it right? Do I need an adviser to help?


Women’s Finances: The 10 Money Challenges and 2 Advantages of Women over Men


4 Reasons Women Need to Save More in Their Emergency Funds, According to Financial Planners


‘Should I wait until the market calms down or pull the trigger now?’ I’m tired of my brokerage charging 1%, and I want to move my money now, but don’t want to lock in losses. What’s my move?


The 5 Best Cheapest Stocks to Buy


Advice For New Parents From A Financial Planner


20 of The Best Dividend Stocks To Buy (Plus Advice from Advisors)


I’m 65 and want to retire in 6 months. I have a $125K annuity, plus $100K of money that I’m not sure what to do with. Should I get professional help?


5 Tips To Help You Move From Middle to Upper Class


I'm terrified of losing everything during a recession, so I asked financial planners exactly what to do with my savings and investments right now


5 Ways out of an Intolerable High-Interest HELOC Trap


Money Market Accounts and Savings Accounts Are Very Similar. Here’s What to Know Before You Open One


7 of the Best Long-Term Stocks to Buy


I’ve found that a financial adviser can easily cost $5,000 a year. Is paying an adviser really worth this kind of money?


‘I’ve been pretty trusting and passive.’ I work with a financial adviser at a big firm, but in these troubled economic times, I want to become ‘a much more active investor.’ What’s my move?


How To Lower Your EFC To Qualify For More College Financial Aid


Here's How Much Cash You Should Be Keeping at Home At All Times


The Ultimate Guide to Negotiating Your Salary


How to Bounce Back Financially If You Go Over Your Wedding Budget


Are You a Nervous Tech Worker? Financial Pros Offer Tips for Uncertain Times


‘How much would I end up spending?’ I’ve got $10 million in assets, and am thinking about hiring a financial adviser. How much will this really cost me though?


Pros and Cons of Retiring Early


7 Simple Tips for Surviving and Thriving Through Every Bear Market


‘Are they actually doing anything to help my money grow?’ My financial adviser is mostly investing in index funds. Is there work he’s doing to make me money that maybe I don’t see, or should I ditch him?


6 Ways You’re Throwing Money Away on Auto Expenses


4 pieces of cliché money advice financial planners say you can ignore


Ultimate 50-Point Checklist for Effective Layoff Prevention and Preparation


Are You Trying to Keep Up with the Joneses?


How Much Money Do I Need for Retirement?


What Hurts Your Money Now? Inflation, Recession & Bears Oh My


How To Prepare for a Layoff During a Recession


Annuities — Shrewd Solution or Really Part of a Big Problem?


10 Savvy Shopping Tips for Gen Z to Know


IRA? 401(k)? Both? What’s Really Best for Your Retirement Money?


Personal Loan vs. Home Equity Loan: How to Choose the Right One for Your Financing Needs 


A High-Yield Savings Account Generates Free Cash. Here’s How to Find the Right One For You


Inflation Continues to Drive Up Prices. A Cash Back Credit Card Can Help Offset the Cost


7 Easy Ways To Cut Unnecessary Spending


How To Live Without a Steady Paycheck


5 Easy Financial Habits That Experts Swear By 


Here's How to Build an 18-Month Emergency Fund


How To Plan Social Events With Friends When Everyone Is on a Different Budget 


5 Ways Millennials Can Creatively Budget To Fight Inflation


6 Best Ways To Splurge With Your Tax Refund That Are Also Useful


9 Tips on How to Prepare for a Recession


How To Plan For Student Loan Repayments (When They Keep Getting Delayed)


Money (and life) tips for young empty nesters


Ultimate Guide to Budgeting


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