Yes, most clients prefer meetings through online video conferencing.
Yes, residents within a close radius can meet in-person when requested.
A Financial Planner can help you understand your current financial situation, identify your financial goals and create an action plan that will help you make better financial decisions. For more information about the financial planning process, check out our blog What is a Financial Plan?
Only fees our clients pay to us. We charge a flat fee to ensure complete transparency of our compensation. Fee-Only Planners can not receive any form of compensation for recommending investment or insurance products.
Spark Financials is a Registered Investment Advisory Firm in the State of California. Our planner, Danielle Miura is a CERTIFIED FINANCIAL PLANNER™ professional. Spark Financials is legal to give investment and financial advice.
Your money is safe because you hold on to your own investments. To ensure the transparency of compensations, Spark Financials is set up to not hold or have access to your assets.
We will recommend a customized portfolio to meet your risk tolerance and time frame. You can open or use any existing account from any broker-dealer. We do not have access to our client's accounts, thus our clients will be the one who logs onto their accounts and makes the investment transactions. It is easier than you think and it will protect your investment from hidden fees.
If you have an online banking or credit account, it won’t be any harder. We are willing to guide you through the steps. Most likely, you only need to access the account once or twice a year after the initial setup. Many broker-dealers offer phone transactions as well. You can get everything done by telling them what you need and they will perform the task for you.
If you are looking for a financial professional to take over all your finances and manage them for you, Spark Financials is not a good fit for you. At Spark Financials, we believe the financial planner and the Client need to work unitedly to achieve financial success.
We are crypto-friendly! We believe that cryptocurrencies can be suitable for investors who have a high-risk tolerance(ability to handle risk) and high-risk capacity(ability to take on risk). As your financial planner, we will evaluate cryptocurrency in the context of your investment plan and include these assets where it's appropriate.